Obama states he would, "Prevent insurers from overcharging doctors for their malpractice insurance and invest in proven strategies to reduce preventable medical errors." However, the medical errors are a serious issue and it would be the doctor's fault for his/ her careless mistakes. The insurers should have the rights to charge the doctor for the wrong medical advice. But I agree with Obama when he said, "If you don’t have health insurance, you will have a choice of new, affordable health insurance options." People without health insurance for whatever reasons should have affordable insurance and should have equal help with others. In addition, Obama said he would make an national insurance program for everyone.